In our lifetime, one of our hopes and dreams is to own our own home. It’s the piece of the American Dream along with life, liberty and the pursuit to happiness. Are you one of the 31% Americans who cannot afford to live the American Dream of owning a home? Don’t lose heart.

In 2003, President Bush signed into the Law the American Dream Downpayment Act. The objective according to the President, “… was to help many low-income buyers to overcome that hurdle, and to achieve an important part of the American Dream.”

Coming up with 20% downpayment on a $140,000.00 home is difficult for some of you. The banks, local agencies and govt. will not voluntarily give you the information for the best deals in buying a home. . If you have the time and the patience to fill out all the paperwork, you will within a year or two own your own home through this downpayment loan assistance program. If you are skeptical about this program, I suggest you not apply. Currently, the HOP Program is accepting applications. I wish I had shared this information earlier. Here’s the website: http://www.alaskacdc.org/home_opportunity_program.htm